Tamara Cook is the CEO of FSD Kenya and has been with FSD Kenya since 2014 formerly as the Head of Digital Innovations with a focus on using finance to create value for low-income households and enterprises. She has been involved with many digital innovations including digital savings and credit, mobile health, mobile treasury bonds, mobile agricultural finance, pay-as you-go solar, merchant payments and mobile bank payments. Tamara spent seven years at the Bill & Melinda Gates Foundation managing a global portfolio of grants and loans supporting digital financial service providers reaching poor people. She also spent ten years with the Consultative Group to Assist the Poor (CGAP), housed at the World Bank working on microfinance, bank downscaling and aid effectiveness. While at CGAP, she was seconded to Equity Bank in Kenya where she served as a credit officer in the Tom Mboya Branch and on the wider credit team. She has an MBA from INSEAD, a BA in International Affairs from George Washington University.